Card and PIN Verification Services

Most every Visa transaction employs one of three core fraud-prevention tools. In this module we talk about each of them—Card Verification Value (CVV), Card Verification Value 2 (CVV2), and PIN Verification Value (PVV)—and how they are used in different environments to verify the card or cardholder at the point of sale and/or ATM. This course is included in the Maximizing the Value of VisaNet bundled course.

1 course, 30 minutes, 6 month unlimited access after purchase.

Key Topics:

  • Card Verification Value (CVV): In this segment we talk about the location of the CVV, benefits of using CVV, how it is calculated, and how the verification process works.
  • Service Codes: Here we explain how this element of the magnetic-stripe data is used, what each position of the data field designates, and how these elements can influence authorization decisions.
  • Card Verification Value 2 (CVV2): Learn how CVV2 is used specifically in card-absent environments—i.e., mail/phone order and ecommerce transactions—to prevent fraudulent use of account numbers.
  • PIN Verification Values: Learn about the PIN encryption, what a PIN Verification Value (PVV) is, issuer options for verification, and how PVV is used to validate the PIN and protect cardholders’ personal data.

Who Should View

  • Card center managers and staff with at least two years of experience
  • Individuals responsible for authorization services
  • Team members from operations, risk management, or customer service

Course Details:

Course Value: Login to view
  • English
Enroll now

Maximizing the Value of VisaNet

Everyone who works in technical department of PC (processing centre) or bank (customer support) should visit this seminar.

- Chief of Administration Department, Russia

Fundamentals of Visa Business

The workshop was well prepared and the instructor is very nice. It helps me to learn what Visa is and how the industry works.

- Business Development Manager, China

Visa First

This is a very useful and necessary workshop and the knowledge must be used in practice.

- Head of Business Development Division, Kazakhstan